Kulanayaki Ratnapalan – Partner
Admitted as a Solicitor in England and Wales for more than 20 years, Mrs Ratna has been spearheading this firm since its inauguration.
With considerable experience in all aspects of Property Law, Mrs Ratna is an invaluable asset to the firm.
Mrs Ratna is also fluent in Tamil.
Duv Ratna - Associate Solicitor
Admitted as a Solicitor in 2009, Duv provides an efficient service in all aspects of Property Law under the supervision of Kulanayaki Ratnalalan.
Duv has substantial knowledge and is committed to going the extra mile on behalf of his clients and providing a first class service.
Duv is also fluent in Tamil.
Bradley Grant – Trainee Solicitor
Bradley is a trainee with Ratna & Co. He assists Duv in all aspects of Property Law.
Bradley has a friendly approach and is always happy to help.
Residential conveyancing and licencing applications are primarily managed by our Duv Ratnapalan who is supervised by Mrs K Ratnapalan, a Solicitor and a Partner in the Firm who is ultimately responsible for your matter.
Duv has 10 years of active practising experience of both residential and commercial conveyancing. We aim to offer our clients high quality legal advice with a personal service at a fair cost.
He is assisted mainly by Bradley Grant (trainee solicitor) who does the initial work of AML requirements, sending searches, raising enquiries, obtaining landlords consent (in commercial transactions) and ensuring that all draft documents are in the file to be passed to Duv Ratna for perusal and reporting.
Bradley is also responsible for checking Anti money laundering in each file. We are a team who handles all the files as a team so that there is another person who can respond to a client in case of a query. Therefore, in our firm it is not that only one person can reply to a query from the client.
If a conveyancing matter has been passed to Duv Ratna and as he will have the full conduct of that matter, if a client telephones during his absence, Mrs K Ratnapalan can check the file and update the client. The above applies during annual holidays of colleagues where another colleague is able to handle the file. This is very useful to all our clients and they are advised at the inception of the matter as to at least minimum two staff that would be able to handle their case in case a colleague is not available.
Stages of a Transaction
In conveyancing, key stages are exchange of contract and completion. Our terms of business letter is very clear as to when we will be advising or seeking instructions to exchange contracts and the time limit between drafting contracts and the completion date and the time limit our client will have in case completion is delayed.
An average residential conveyancing with or without mortgage takes between 3-5 weeks (provided of course we receive search results in time and there are no delays in communication).
Our starting fees for residential conveyancing where we have to peruse all the relevant documents are a sum of £580 and which increases with the consideration of the transaction to a sum of £980. The rest of the fees are fixed, i.e. acting for the lender, post completion charges, acting in a leasehold transaction, contributions towards bank charges, postage, telephone and fax.
The usual disbursements in a conveyancing transaction is Stamp duty (if applicable), Land Registry fees (as per the schedule of the Land Registry), Bank charges which is normally £10 per transaction, Land Registry search fees which is £3 per search and bankruptcy search fee which is £3 per person.
Local land charges fees are in accordance with each individual’s council where the property is located and their fees are available on the council’s website.
We always give a written quotation to our client’s whether they seek one or not which is sent with our client care (terms of business) letter and we strictly adhere to the said quotation when we send the bill of cost prior to the completion of a matter. Should however the transaction requires more perusal time than expected, then we explain the same to the client and if agreed we increase our fees by £150-£200.